Underwriting Specialist – General Insurance (Non-EB)

Responsibilities Evaluate and underwrite non-EB general insurance proposals (Fire, Property, Marine, Engineering, Liability, Motor, etc.) Assess risk profiles, site/property details, and loss history to determine insurability and pricing Liaise with insurers to negotiate terms, coverage, and premiums on behalf of clients Prepare and review policy documents, endorsements, and renewals for accuracy Coordinate with sales/relationship teams to structure suitable coverage for clients Ensure compliance with IRDAI guidelines and internal underwriting norms Maintain underwriting records and support audits/reporting as needed Stay updated on market trends, product changes, and regulatory updates in general insurance Requirements Graduation (any field); insurance-related certification (Licentiate/Associate from Insurance Institute of India) preferred 1–2 years of experience in underwriting or risk assessment for non-EB general insurance lines (Fire, Property, Marine, Engineering, Liability, etc.) Good understanding of underwriting principles, policy wordings, and risk assessment techniques Strong analytical and MS Excel skills Excellent communication and interpersonal skills for coordinating with insurers and clients Prior experience with a broking house or general insurer preferred